Executive Team

JASON D. SMITH

PRESIDENT, CHIEF EXECUTIVE OFFICER

NMLS# 716555

Mr. Smith is the President and Chief Executive Officer of Citizens National Bancshares of Bossier City, Inc. and its wholly owned subsidiary Citizens National Bank, N.A. He also serves both Companies as a member of their Boards of Directors.  Jason’s banking career began in 1990 at the former Red River Valley Bank in Bossier City (currently a part of JP Morgan Chase).  Smith joined Citizens National Bank in 1994 as Assistant Vice President and served in various areas of increasing responsibility until being named President and CEO in April of 2016.  In addition to his role with Citizens, Smith has served the Banking Industry through various opportunities with the Louisiana Bankers Association; including President of the Louisiana Bankers Education Council, as a member of the LBA Government Relations Committee and a member of the Board of Directors of the Louisiana Bankers Association.  He was designated a Certified Community Bank Director by the Southwest Graduate School of Banking at Southern Methodist University in 2018.  Additionally, he has authored work in the American Bankers Association Journal and taught a multitude of financial literacy classes to adults and students of all ages.

A graduate of Airline High School in Bossier City, Smith is the founding President and a member of the Board of Directors of the Airline Alumni and Friends Foundation, Inc.  Smith received his Bachelors of Science in Finance (1990) and his Masters of Business Administration (1995) from Louisiana Tech University.  He is also a graduate of the ABA School of Commercial Lending at the University of Oklahoma and the Graduate School of Banking at Louisiana State University.  Smith achieved the designation of Certified Public Accountant in 1999 and currently maintains the designation of CPA (inactive) from the Louisiana State Board of CPAs.

Smith has served his community in a number of ways during his career.  He was a member of the Board of Directors of the Bossier Chamber of Commerce from 2006 to 2015 and served as Chairman of its Board of Directors in 2013.  He also served on the founding Board of Directors of the Shreveport Bossier Business Alliance for Higher Education.  He also served as a trustee of the Graduate School of Banking at LSU.

 Smith is a member of both the Shreveport Bossier City Committee of 100 and the Louisiana Committee of 100.  He also serves as member of La Tech’s – College of Business, Student Investment Fund Advisory Board.  He has been instrumental working with College of Business leadership on organizing the Louisiana Tech School of Banking and currently serves as the Banking School’s Advisory Board Chairman.  Smith joined the Board of Directors of the Greater Shreveport Chamber of Commerce in 2023 and serves as its Vice Chair – Economic Development for 2024

Personally, Smith is married to the former Kimmie Farrar.  Kimmie is the Pre-Kindergarten through Second Grade Supervisor for Curriculum and Guidance in Bossier Parish and they have three children Audrey (21), Addyson (18) and Austin (16).  Jason enjoys running and golf when time allows.  While attending Louisiana Tech University he was initiated (HZ642) as a member of the Eta Zeta Chapter of Sigma Nu Fraternity.  He currently serves as the Alumni Chapter’s Commander and was recognized by Sigma Nu National Fraternity as Alumni Chapter Officer of the Year for 2021.  Smith’s wife Kimmie is a Sigma Kappa from Louisiana Tech and a member of the class of 1993.

BILL ALLRED

SENIOR VICE PRESIDENT, CHIEF TECHNOLOGY OFFICER

Bill began his education career in 1980 and spent 36 years in education almost entirely with the Bossier Parish School System. He served in a number of roles including teaching and school administration. Allred spent the last 15 years as school system Technology Director and managed one of the largest technology enterprises in northwest Louisiana. During his time as Technology Director, he participated in the planning and deployment of technology infrastructure in numerous building projects along with additional hardware and software deployments throughout the district. Upon retirement from education, Bill provided IT consulting services initially before joining Citizens National Bank as a consultant.

Bill attended Louisiana Tech University where he received B.A. and M.A. in education with additional certification in administration and supervision.

DAWN BASTARACHE

EXECUTIVE VICE PRESIDENT, CHIEF OPERATIONS OFFICER

For 27 years Dawn has worked in the banking industry, resulting in extensive experience in corporate development.  She has a background in strategic planning, digital delivery, operations, technology, compliance, product management, marketing, project management and risk management.  Dawn has worked with banks ranging in assets from $500 million to $120 billion headquartered in Alabama, Mississippi and Louisiana.

Dawn holds a Bachelor of Science in Business Management from Jacksonville State University and a Master of Business Administration from University of Alabama at Birmingham.   She is also a graduate of LSU Graduate School of Banking in Baton Rouge, La.

Dawn serves her community by participating in Habitat for Humanity and on the United Way’s visiting allocation team.

TOMMY BOGGS

EXECUTIVE VICE PRESIDENT, DIRECTOR OF  SHAREHOLDER RELATIONS

NMLS# 644063 

For 44 years Tommy has enjoyed an exciting career with various banks in northwest Louisiana. On two separate occasions, Tommy has served as the President of local banks in Plain Dealing, LA, and Springhill, LA. During his banking career, Tommy served as a former member of the Louisiana Banker’s Association Board of Directors. He currently serves on the Louisiana Bankers’ Association PAC Board as the northwest Louisiana representative. Along with his banking positions Tommy has served as a Chairman of the Greater Bossier Economic Development Foundation for two terms, as well as the past President of both the Bossier Chamber of Commerce and the Springhill/North Webster Chamber of Commerce.  Tommy currently serves as a board member on the Bossier Public Trust and the Industrial Development of Bossier.

Tommy pursued and received his Bachelor’s degree from Louisiana Tech University where he graduated cum laude in 1975. Tommy completed the Graduate School of Banking of the South at Louisiana State University and the Mid-South Graduate School of Banking in Memphis, TN.

CHARLES C. COLEMAN

EXECUTIVE VICE PRESIDENT, BUSINESS BANKING

NMLS# 2157207

Charles received his B.S. degree in business administration from Louisiana State University Shreveport in 1978 and began his banking career with Commercial National Bank in the branch system loan department soon after. Coleman has been involved in business banking since 1994 serving as a Vice President and commercial loan officer for Hibernia, Regions, and Ouachita banks in North Louisiana.

Currently, Charles is Treasurer of the Red River Valley Association and serves as a board member on the NLEP. He also is a member and past President of the Rotary Club of South Shreveport

 

FRANCES DUFRENE

EXECUTIVE VICE PRESIDENT, RETAIL BANKING

NMLS# 1171184

Frances began her banking career in 1988 as a part-time employee with First Commerce Corp. while attending college at the University of New Orleans.  She then received her B.A. degree in 1994.  Frances was then offered a full time position with First Commerce as a lending support specialist in the commercial lending division.  Two years later she was promoted to management.

In 1995 Frances relocated to Baton Rouge, LA and was offered a management position at First Commerce’s subsidiary, City National Bank.  She then spent the next 15 years working for City National, (which was acquired by Bank One in 2000), Whitney National Bank and later American Gateway Bank as Senior Vice President of Retail Banking.

In 2010, Frances relocated to Shreveport, LA and spent the next 9 years at Ouachita Independent Bank (acquired by BancorpSouth in 2018) as Vice President of Retail Loan Production for the NW and NE Louisiana markets.  

Upon her departure from BancorpSouth, Frances joined CNB as Senior Vice President of Retail Banking.  During her time with CNB, Frances has been instrumental in implementing a sales and service process that will move the bank into the next phase of growth.

During her banking career, Frances has served the communities she lived in through active volunteerism in various non-profit organizations including Greater Baton Rouge Food Bank, United Way, Habitat for Humanity, Go Red for Women and St. Joseph Catholic School PTO

JIM M. HUDSON

EXECUTIVE VICE PRESIDENT, NEW ORLEANS MARKET PRESIDENT

NMLS# 2157207

Jim began his banking career in 1977 as a credit manager and then moved to commercial lending and business development in the Metairie area. Within a few years, Jim advanced to Vice President at Merchants Bank and Trust and then was promoted to a Senior Vice President at First National Bank of Jefferson. Starting in 1987, Jim organized Omni Bank and served as Chairman, President and Chief Executive Officer until it was acquired by Iberia Bank in 2011.  At that time Iberia Bank named Jim their EVP and Chairman of the Southeast Region-Louisiana.  During 2015, Jim moved to First National Bankers Bank and served as the President and Chief Executive Officer until March 2021.  In May he joined Citizens National Bank to develop the New Orleans region.
Jim graduated with a Bachelor of Science in Accounting from the University of New Orleans 1977.  In 1981 Jim received a diploma from the National Graduate School of Commercial Lending.
As a New Orleans native, Jim is currently a member of the Discovery Health Science Foundation Academy and the Jefferson Community Foundation. Hudson is also the past Chairman of the boards of Community Bankers of Louisiana, Greater New Orleans, Inc., the Jefferson Business Council, and the East Jefferson General Hospital Board.

Scott Ridley

EXECUTIVE VICE PRESIDENT, CHIEF RISK OFFICER

Scott has been in the banking industry in Louisiana for 38 years with extensive executive experience in strategic leadership, business operation, business development, credit leadership, and community engagement.
Scott began his career as an internal auditor with Hibernia National Bank in New Orleans and developed through credit analysis, national accounts relationship management and special assets. In 1997, Scott moved to Baton Rouge to lead the business banking team and assume leadership of additional markets throughout south Louisiana. Hibernia was acquired by Capital One in 2005 and Scott was named Louisiana Group Executive for the state of Louisiana ultimately leaving Capital One in 2013 to continue his career in the community banking arena. He was with Hibernia/Capital One for 25 years collectively.
Scott joined Home Bank in Lafayette, Louisiana as Chief Banking Officer responsible for all production areas of the bank (Commercial, Retail, Mortgage). He was instrumental in enabling Home Bank to grow assets from $975 million to $2.5 billion over years with several strategic enhancements to bank performance. Scott subsequently moved to Houston, TX to join Veritex Community Bank as an EVP in Credit Administration and, in late 2022, returned to Louisiana to join Citizens National Bank as Chief Risk Officer with strategic engagement around process enhancement and growth.
Scott has served on many Boards throughout his career and will continue to help our community flourish.

CHRIS WILLCOX

SENIOR VICE PRESIDENT, CHIEF FINANCIAL OFFICER

Chris’ career in the financial service sector began in 1993. Before joining with Citizens National Bank in 2009, Chris most recently served as the Chief Financial Officer with Citizens Bank and Trust Company of Vivian, LA. During his banking career, Chris has risen through the ranks as he served in each department. Also during his career, he has completed various Audit, Banking, and Supervisory Schools. He has also served in officer roles for various Non-profit organizations.

Chris attended Centenary College of Louisiana where he double majored and received his Bachelor of Science in both Accounting and Business Administration. Chris received his M.B.A. from LSUS in the spring of 2017.

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