SBA PPP Loans Information

Please review this page periodically for up-to-date information on the SBA PPP loan program and branch communications.

SBA Paycheck Protection Program

Citizens National Bank is a leading provider of loans funded under the SBA Paycheck Protection Program to small businesses in North Louisiana. From the onset of the program, our dedicated staff has worked tirelessly to ensure expedient approval and processing of every qualified loan and loan forgiveness application.


Loans that have been fully disbursed and used for eligible expenses during the loan’s covered period are eligible for forgiveness. Borrowers may apply for loan forgiveness after the loan proceeds have been fully exhausted, through the loan’s maturity date. However, if borrowers do not apply for forgiveness within 10 months after the last day of the loan’s covered period, then the loan payments are no longer deferred and borrowers must begin making payments. 

$150,000 or less: Borrowers may submit Forgiveness Applications directly through the SBA PPP Direct Forgiveness Portal for expedited processing, or contact their Branch or Account Officer for application remittance instructions. 

Over $150,000: Borrowers must submit Forgiveness Applications and supporting documents through Citizens National Bank and should contact their Branch or Account Officer for application remittance instructions.

NOTICE: Approval of Loan Forgiveness Applications is subject to SBA review and concurrence. Please visit SBA’s “COVID-19 Small Business Guidance & Loan Resources” website at for complete and current program information.