TIME IS MONEY 4.58% APY Contact Shannalyn LaCroix 504.324.0080 See bank for details. Terms 10 months Minimum Deposit for CD rate 25,000.00 Interest Rate 4.5% *Annual Percentage Yield 4.58% *APY=Annual Percentage Yield… APY is valid until April 30, 2023. Minimum Deposit of $25,000.00 to obtain the special rate. 10 month CD term. Penalty will be imposed for early withdrawal. Fees could reduce the earnings on the account.