SAVINGS

Money Market Account

Our money market account is an interest bearing account that provides an excellent return for your investment. You are allowed up to six transfers per statement cycle, three of which can be made by check. The interest varies and is paid monthly.

Health Savings Account (HSA)

The HSA account is designed to help you offset the high cost of medical expense and lower your taxes. Interest earned is tax deferred. Have questions, we have the answers.

Regular Savings

A traditional savings account that pays interest quarterly.

For more account information, please see the chart below.

Personal Savings Products & Fees

CNB Product Type Service Charges
for Products		 Minimum Balance To Open Account Features of Product
*Money Market (Personal) Monthly service charge of $27 if balance falls below $2,500 $2500 Interest earned on balances of $2,500 and above
Health Savings Monthly service charge of $4 if balance falls below $2,000

A $15.00 set up fee applies

$2.00 fee for each transaction over two

$25.00 fee if closed within six months of opening.

  $100  No debit card fee

Interest earned is tax deferred
*Regular Savings Service charge of $14 per quarter if balance falls below $300

$3 per withdrawal over 9 per quarter

 $300 Interest paid quarterly on balances above $300 (Interest earned is based on Savings Tiers)

$0 – $99,999.99

$100,000. – $250,000

$250,000 and above

Call for interest rate
*Regulatory limit of six (6) transfers or payments (preauthorized, automatic, by telephone, or from a personal computer), including drafts, checks, debit card, or similar orders (including POS transactions) payable to a third party, from your money market or savings account per statement cycle. Preauthorized or automatic transactions may be initiated by Telephone Banking, Online Banking, or standing order. This limit does not apply to deposits, in-person withdrawals, withdrawals at an ATM, automatic transfer to repay your CNB loan. Exceeding the regulatory limit on transfers and withdrawals on more than an occasional basis may result in your money market or savings account being converted to a transaction account. A fee of $10.00 will be assessed for each transfer or payment (including checks) in excess of six per statement cycle.

Additional Services

  • Online Banking, Telephone Banking, Mobile Banking and Electronic Statements available for all accounts at no charge.
  • Available balance is used when determining service charge (when applicable)