CDs & IRAs

Citizens National Bank – Consumer products to fit your every need, pricing to suit the way you handle your bank account. Our friendly and professional staff is ready to help you and answer any of your questions. We also have a variety of electronic banking products for your convenience.

Certificates of Deposit

Ready to make that investment in a Certificate of Deposit? We offer a variety of terms and interest payment options, one of which will be great for you. Competitive rates make this investment even more attractive. Certificates are available to both consumers and businesses.

Individual Retirement Accounts

Choose a Certificate of Deposit that fits your retirement need. Pick a plan that is right for you – Traditional, Roth, Educational. Then choose a distribution that works for you. Rely on our knowledgeable and professional staff to answer the questions you may have.

Personal CD & IRA Products & Fees

CNB Product Type Service Charges
for Products
Minimum Balance To Open Account Features of Product
Certificates of Deposit Early withdrawal penalties may apply

See representative for details

$1000 Variety of terms and interest payment options available
See representative for details
Individual Retirement Account (Certificate) Early withdrawal penalties may apply

$27 Exit Fee

See representative for details

$1000 Variety of terms and interest payment options available

See representative for details